Zorsklav
Family budgeting, taught live
Sessions open now
Zorsklav
About Zorsklav

Budgeting felt impossible until someone explained it properly.

That's the gap Zorsklav was built to close — practical financial education for real households.

Most families know they should be managing money better. The problem isn't motivation — it's that the tools and advice available assume either a finance degree or a crisis. Zorsklav sits in the middle: structured, honest, and built around how people actually spend and save.

11 Years of operation
6,400+ Learners enrolled
Zorsklav family budgeting education session
Our story

From a kitchen table to a national platform

Early Zorsklav workshop setting
Explore the curriculum

Where the idea came from

Zorsklav started in 2014 when Aoibhinn Ó Treasaigh, a secondary school maths teacher from Sligo, noticed the same pattern repeating itself: her students' parents were earning reasonable incomes but consistently running short by the third week of the month. The problem wasn't income — it was structure. She began running informal Saturday sessions in her kitchen, walking families through cash-flow basics using nothing more than a whiteboard and printed bank statements.

Group learning session on household finance planning

What changed when we moved online

Moving to a digital platform meant the same Saturday session could reach a parent in Donegal, a couple managing a mortgage in Cork, and a recent graduate in Dublin — all at the same time. The content adapted too. Group sessions work for shared challenges like grocery budgeting or debt prioritisation. Private lessons handle the specific: a redundancy payout, an inheritance, a partner who disagrees on spending. Both formats exist because neither alone is enough.

  • Live group cohorts with structured weekly topics
  • One-to-one sessions for household-specific planning
  • Recorded materials accessible between sessions
  • Instructors with backgrounds in financial planning and adult education
The people behind it

Three perspectives, one shared focus

The Zorsklav team is small by design. Each instructor brings a different angle on household finance — which means learners get advice that accounts for the messiness of real life, not just the theory.

Ciarán Ó Murchú, group programme lead
Group Programme Lead

Ciarán Ó Murchú

Ciarán spent eight years as a credit union advisor before joining Zorsklav. He runs the weekly group cohorts and has a particular interest in how households navigate irregular income — freelancers, seasonal workers, and the self-employed.

Group sessions
Aoibhinn Ó Treasaigh, founder and lead instructor
Founder & Lead Instructor

Aoibhinn Ó Treasaigh

Aoibhinn built Zorsklav's curriculum from scratch, drawing on her teaching background and a decade of watching families make the same avoidable mistakes. She leads the advanced modules and handles complex one-to-one cases involving debt restructuring or major life transitions.

Curriculum & private lessons
Roisín Ní Bhriain, learning path designer
Learning Path Designer

Roisín Ní Bhriain

Roisín maps each learner's starting point and builds a sequence that doesn't waste time on material they've already absorbed. Her background in adult education means she approaches budgeting as a skill to practise, not a personality trait to acquire.

Personalised paths
What guides us

Four things that don't change regardless of the module

These aren't aspirational statements — they're the decisions we return to when we're building new content or responding to a learner who's stuck.

  • Honest guidance

    If a learner's situation is unlikely to improve quickly, we say so. Budgeting education that promises transformation in a few sessions is doing a disservice to the people who most need accurate expectations.

  • Practical methods

    Every technique taught in our sessions can be applied that same week with a spreadsheet, a notebook, or a basic banking app. We don't teach financial theory for its own sake — we teach what changes behaviour.

  • Personalised learning

    A household with two incomes and no children has completely different priorities than a single parent managing childcare costs. We don't run one-size-fits-all programmes — we adjust the path to match the person.

  • Long-term thinking

    Cutting a grocery bill by €40 this month matters. Building a habit that holds through a pay cut or an unexpected bill matters more. Our sessions are designed with the second goal in mind, even when we're working on the first.

38 Counties reached across Ireland
91% Of learners complete their chosen programme

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